Importance of Hiring a Workers Comp Investigator in Long Island and Garden City, NY

 The term investigation is thrilling to many people eager to find out the offender responsible for a crime. The facts are quite different, however. Most are ordinary events that must be checked thoroughly for various purposes. Many companies turn to a legal professional who doubles up as a worker's comp investigator in Long Island and Garden City, NY, as well. It suffices to know that although the humble worker benefits from such compensation provided by the employer, many employees think nothing of committing fraud when it comes to obtaining money illicitly.

The employer or an individual who suspects fraudulent motives and actions must also be well-informed about the workers' compensation. Well, it suffices to know that this is a special type of insurance that the employer is legally bound to provide for injured employees who fall ill or die when doing their assigned tasks. While the process is quite straightforward, it is essential to understand that there are workers who claim coverage without having to go through medical treatment.

When the provider suspects wrongdoing, the insurance company or the concerned employer can hire an experienced professional to conduct a meticulous investigation. Sure, this process is both time-consuming and expensive. The employer and/or the concerned insurance carrier are happy to bear the expense as it will reveal the truth. It is interesting to know that the investigator does not follow a set path to uncover the facts.

The investigator will go to great lengths to find evidence. They are likely to follow the concerned worker in public to disprove the seriousness of the injury and the need for compensation from the employer/insurance company. Some of the most popular methods used by such investigators include:

Photo or Video Surveillance—The investigator may click photographs or capture video footage discretely of the injured worker lifting heavy loads or walking/running fast after claiming compensation for severe injury or disability. The photographs/video footage serves as evidence that the concerned worker had been faking the injury merely to obtain compensation.

Speaking with the Family or Friends—It is customary for the investigator to visit the injured worker's family and friends or colleagues claiming compensation. While family members and friends may try to side with their kin or friends, they unknowingly reveal the truth. A simple slip of the tongue can be enough to prove fraudulent activities.

Background Checks—Conducting a thorough background check may reveal the truth. The investigators are adept at such procedures and may find evidence of the worker taking up employment elsewhere after claiming workers' comp. Such evidence violates the regulations and often results in steep penalties and the worker's sacking.

Social Media Monitoring—The investigator will also monitor the worker's social media posts regularly to find evidence of actions that cannot be taken when injured.

Insurance companies may also hire a third party, a private claims adjuster in Long Island and Garden City, NY, to investigate claims filed by insured individuals.